{"id":12193,"date":"2015-07-14T06:00:31","date_gmt":"2015-07-14T10:00:31","guid":{"rendered":"http:\/\/yoshiwo.jp\/yblog\/?p=12193"},"modified":"2015-07-11T09:34:34","modified_gmt":"2015-07-11T13:34:34","slug":"personal-check-2","status":"publish","type":"post","link":"http:\/\/yoshiwo.jp\/yblog\/?p=12193","title":{"rendered":"Personal Check"},"content":{"rendered":"

I collected three government agency checks.
\nI am writing this just as a record for myself.
\n\u30a2\u30e1\u30ea\u30ab\u306e\u516c\u5171\u65bd\u8a2d\u304b\u3089\u306e\u5c0f\u5207\u624b\u304c\uff13\u3064\u8caf\u307e\u308a\u307e\u3057\u305f\u306e\u3067\u3001\u8a18\u9332\u3068\u3057\u3066\u8f09\u305b\u3066\u304a\u304d\u307e\u3059\u3002<\/p>\n

I’ve got them from government agency as a refund from my tax payment.
\n\uff13\u3064\u3068\u3082\u6e90\u6cc9\u5fb4\u53ce\u306b\u5bfe\u3059\u308b\u78ba\u5b9a\u7533\u544a\u3092\u3057\u305f\u7d50\u679c\u306e\u9084\u4ed8\u91d1\u3067\u3059\u3002<\/p>\n

New Jersey state.
\n\u30cb\u30e5\u30fc\u30b8\u30e3\u30fc\u30b8\u5dde\u306e\u3082\u306e
\n\"0010\"<\/a><\/p>\n

New York state.
\n\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u5dde\u306e\u3082\u306e
\n\"0020\"<\/a><\/p>\n

U.S IRS
\n\u9023\u90a6\u653f\u5e9c\u306e\u3082\u306e
\n\"0030\"<\/a><\/p>\n

I think U.S IRS has the coolest design among them.
\n\u3084\u3063\u3071\u308a\u9023\u90a6\u653f\u5e9c\u306e\u304c\u4e00\u756a\u683c\u597d\u826f\u3044\u30c7\u30b6\u30a4\u30f3\u3067\u3059\u3002<\/p>\n

By the way.
\nWhy I am writing about checks on my blog?
\nBecause using personal check is very unusual for Japanese.
\n\u3067\u3082\u3001\u306a\u3093\u3067\u5c0f\u5207\u624b\u306a\u3093\u304b\u3092\u30d6\u30ed\u30b0\u306b\u66f8\u3044\u3066\u308b\u304b\u3068\u3044\u3046\u3068\u30fb\u30fb
\n\u65e5\u672c\u4eba\u306b\u3068\u3063\u3066\u306f\u500b\u4eba\u304c\u5c0f\u5207\u624b\u3092\u6271\u3046\u3068\u3044\u3046\u306e\u304c\u73cd\u3057\u3044\u304b\u3089\u3067\u3059\u3002<\/p>\n

When you open your personal bank account in Japan,
\npersonal checks would not be provided.
\nEven if you get a check somehow in Japan,
\nnone of stores will accept your check as a payment method.
\nIn general, people don’t use a personal check in Japan.
\n\u3082\u3057\u3042\u306a\u305f\u304c\u65e5\u672c\u306b\u884c\u3063\u3066\u500b\u4eba\u306e\u9280\u884c\u53e3\u5ea7\u3092\u958b\u3044\u3066\u3082\u3001\u666e\u901a\u306f\u5c0f\u5207\u624b\u306f\u304f\u308c\u307e\u305b\u3093\u3002
\n\u3082\u3057\u3001\u3069\u3046\u306b\u304b\u3057\u3066\u5f53\u5ea7\u9810\u91d1\u306e\u53e3\u5ea7\u3092\u958b\u3044\u3066\u5c0f\u5207\u624b\u3092\u6301\u3063\u305f\u3068\u3057\u3066\u3082\u3001\u304a\u5e97\u3084\u30b9\u30fc\u30d1\u30fc\u306e\u652f\u6255\u3044\u3067\u5c0f\u5207\u624b\u3092\u5207\u3063\u3066\u3082\u53d7\u3051\u53d6\u3063\u3066\u306f\u304f\u308c\u307e\u305b\u3093\u3002
\n\u4e00\u822c\u7684\u306b\u500b\u4eba\u304c\u5c0f\u5207\u624b\u3092\u4f7f\u3046\u3068\u8a00\u3046\u3053\u3068\u306f\u65e5\u672c\u3067\u306f\u3042\u308a\u5f97\u307e\u305b\u3093\u3002<\/p>\n

When I saw my personal check at the first time in U.S,
\nI felt very strange.
\n\u79c1\u306f\u3053\u3061\u3089\u3078\u304d\u3066\u521d\u3081\u3066\u9280\u884c\u53e3\u5ea7\u3092\u958b\u3044\u3066\u81ea\u5206\u306e\u5c0f\u5207\u624b\u304c\u9001\u3089\u308c\u3066\u304d\u305f\u3068\u304d\u306b\u306f\u3001\u3068\u3066\u3082\u4e0d\u601d\u8b70\u306b\u601d\u3044\u307e\u3057\u305f\u3002<\/p>\n

Before I moved in U.S., only the image I had about personal check was a story I saw in movies or TV dramas, such as….
\nOne millionaire wants to let his daughter break up with her boyfriend who has different social standing from hers.
\nThe father throws his check and says to boyfriend, \u201cplease fill in the amount you need, and do not meet my daughter ever again\u201d.
\n\u3053\u3061\u3089\u306b\u6765\u308b\u524d\u306b\u6301\u3063\u3066\u3044\u305f\u30a4\u30e1\u30fc\u30b8\u3067\u306f\u3001\u30a2\u30e1\u30ea\u30ab\u306e\u6620\u753b\u3084\u30c6\u30ec\u30d3\u30c9\u30e9\u30de\u306e\u4e2d\u3067\u3001\u5927\u91d1\u6301\u3061\u306e\u304a\u7236\u3055\u3093\u304c\u3001\u8eab\u5206\u306e\u9055\u3046\u5a18\u306e\u30dc\u30fc\u30a4\u30d5\u30ec\u30f3\u30c9\u306b\u5bfe\u3057\u3066\u3001\u5c0f\u5207\u624b\u3092\u8db3\u4e0b\u306b\u6295\u3052\u306a\u304c\u3089\u300c\u597d\u304d\u306a\u91d1\u984d\u3092\u66f8\u304f\u304c\u826f\u3044\u3001\u305d\u306e\u4ee3\u308f\u308a\u5a18\u3068\u306f\u3082\u3046\u4e8c\u5ea6\u3068\u4f1a\u3046\u3093\u3058\u3083\u306a\u3044\u300d\u3068\u8a00\u3044\u6368\u3066\u308b\u30b7\u30fc\u30f3\u3068\u304b\u3067\u898b\u305f\u30a2\u30ec\u3067\u3059\uff01<\/p>\n

I learn many things about the personal check system since I moved in U.S.
\nIn the above case, can boyfriend write any big amount in the millionaire’s check?
\nAnswer is \u201cNO\u201d.
\nBoyfriend has to decide the amount carefully.
\nThere are some funny rules about personal check.
\n\u3067\u3082\u3001\u79c1\u3082\u3053\u3061\u3089\u3067\u5c0f\u5207\u624b\u3092\u81ea\u5206\u3067\u4f7f\u3046\u3088\u3046\u306b\u306a\u3063\u3066\u3001\u3044\u308d\u3044\u308d\u3068\u5b66\u3073\u307e\u3057\u305f\u3002
\n\u3082\u3057\u4e0a\u306e\u30b1\u30fc\u30b9\u306b\u906d\u9047\u3057\u305f\u306a\u3089\u3070\u3001\u3081\u3061\u3083\u304f\u3061\u3083\u5927\u304d\u306a\u597d\u304d\u306a\u91d1\u984d\u3092\u66f8\u3044\u3066\u3082\u826f\u3044\u3067\u3057\u3087\u3046\u304b\uff1f
\n\u7b54\u3048\u306f\uff2e\uff4f\u3067\u3059\u3002
\n\u3082\u3057\u81ea\u5206\u304c\u4e0a\u306e\u30b1\u30fc\u30b9\u306b\u906d\u9047\u3057\u305f\u3089\u3001\u5c0f\u5207\u624b\u306b\u66f8\u304f\u91d1\u984d\u306f\u614e\u91cd\u306b\u6c7a\u3081\u306a\u3051\u308c\u3070\u306a\u308a\u307e\u305b\u3093\u3002
\n\u305d\u3046\u3001\u5c0f\u5207\u624b\u306e\u30eb\u30fc\u30eb\u306b\u306f\u3044\u304f\u3064\u304b\u306e\u4e0d\u601d\u8b70\u306a\u6c7a\u307e\u308a\u304c\u3042\u308b\u306e\u3067\u3059\u3002<\/p>\n

If the boyfriend fills out the check with an amount larger than the available amount in the millionaire’s account, he can receive no money and the check became just a piece of paper.
\n\u3082\u3057\u3082\u3001\u4e0a\u306e\u30b1\u30fc\u30b9\u3067\u304a\u7236\u3055\u3093\u306e\u53e3\u5ea7\u306b\u5165\u3063\u3066\u3044\u308b\u9810\u91d1\u984d\u3088\u308a\u3082\u5927\u304d\u306a\u91d1\u984d\u3092\u5c0f\u5207\u624b\u306b\u66f8\u304d\u8fbc\u3093\u3067\u3001\u305d\u308c\u3092\u9280\u884c\u306b\u6301\u3063\u3066\u884c\u3063\u3066\u81ea\u5206\u306e\u53e3\u5ea7\u306b\u63db\u91d1\u3057\u3088\u3046\u3068\u3057\u305f\u306a\u3089\u3070\uff11\u5186\u305f\u308a\u3068\u3082\u652f\u6255\u308f\u308c\u305a\u3001\u5c0f\u5207\u624b\u306f\u7d19\u5207\u308c\u306b\u6210\u308b\u306e\u3067\u3059\u3002<\/p>\n

If you were the boyfriend, you should ask the father how much would be available on his account.
\n\u3082\u3057\u3001\u81ea\u5206\u304c\u4e0a\u306e\u30dc\u30fc\u30a4\u30d5\u30ec\u30f3\u30c9\u306e\u30b1\u30fc\u30b9\u3060\u3063\u305f\u3089\u3044\u304f\u3089\u3050\u3089\u3044\u53e3\u5ea7\u306b\u5165\u3063\u3066\u3044\u308b\u304b\u805e\u3044\u3066\u304b\u3089\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n

If I was in father’s position,
\nI would leave only 10 dollars in my account.
\nThen I will tell “you can write any amount you want, even one or two millions”.
\nThen, when the boyfriend tries to deposit the check to his account and it didn’t get clear, I will tell my daughter “your boyfriend didn’t chose you but money”
\nIn the above story, my credit score can get decreased due to the bounced check.
\nBut if I ware real millionaire, it shouldn’t be a big deal.
\n\u3082\u3057\u79c1\u304c\u4e0a\u306e\u30b1\u30fc\u30b9\u306e\u304a\u7236\u3055\u3093\u306e\u7acb\u5834\u3060\u3063\u305f\u306a\u3089\u30fb\u30fb\u30fb
\n\u30c1\u30a7\u30c3\u30af\u306e\u53e3\u5ea7\u306b\u306f\u73fe\u91d1\u3092\uff11\uff10\u30c9\u30eb\u3057\u304b\u5165\u308c\u3066\u304a\u304b\u306a\u3044\u3067\u3001\u30dc\u30fc\u30a4\u30d5\u30ec\u30f3\u30c9\u306b\u306f\uff11\uff10\u5104\u30c9\u30eb\u3067\u3082\uff12\uff10\u5104\u30c9\u30eb\u3067\u3082\u597d\u304d\u306a\u91d1\u984d\u3092\u66f8\u304d\u306a\u3055\u3044\u3068\u8a00\u3063\u3066\u5f7c\u3092\u8ffd\u3044\u8fd4\u3057\u30fb\u30fb
\n\u3067\u3082\u3001\u305d\u306e\u30dc\u30fc\u30a4\u30d5\u30ec\u30f3\u30c9\u306f\uff11\u5186\u305f\u308a\u3068\u3082\u304a\u91d1\u3092\u624b\u306b\u3059\u308b\u3053\u3068\u306f\u7121\u304f\u30fb\u30fb
\n\u5a18\u306b\u306f\u300c\u304a\u307e\u3048\u306e\u5f7c\u6c0f\u306f\u304a\u524d\u3058\u3083\u306a\u304f\u304a\u91d1\u3092\u9078\u3093\u3060\u305e\uff01\u300d\u3068\u8a00\u3063\u3066\u5f7c\u306b\u5bfe\u3059\u308b\u4fe1\u983c\u3092\u5931\u589c\u3055\u305b\u3066\u3001\u307e\u3093\u307e\u3068\u81ea\u5206\u306e\u601d\u3044\u3069\u3046\u308a\u306b\u3059\u308b\u3067\u3057\u3087\u3046\u3002
\n\u5c0f\u5207\u624b\u306e\u63db\u91d1\u3067\u4e0d\u6e21\u308a\u306b\u3059\u308b\u3068\u81ea\u5206\u306e\u30af\u30ec\u30b8\u30c3\u30c8\u30d2\u30b9\u30c8\u30ea\u30fc\u306b\u50b7\u304c\u3064\u3044\u3066\u3057\u307e\u3044\u307e\u3059\u304c\u3001\u3082\u3057\u672c\u5f53\u306e\u5927\u91d1\u6301\u3061\u306a\u3089\u305d\u308c\u3050\u3089\u3044\u306e\u4e8b\u75db\u304f\u3082\u75d2\u304f\u3082\u306a\u3044\u3067\u3057\u3087\u3046\u3057\u30fb\u30fb\u30fb<\/p>\n

I entry the ranking system for recommended blog. Please click the button.
\n\u3002\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/A>
\n\u30e9\u30f3\u30ad\u30f3\u30b0\u306b\u53c2\u52a0\u3057\u3066\u3044\u307e\u3059\u3001\u3053\u308c\u3092\u8aad\u3093\u3060\u65b9\u306f\u826f\u3051\u308c\u3070\u53f3\u306e\u30cb\u30e5\u30fc\u30e8\u30fc\u30af\u60c5\u5831\u306e\u30dc\u30bf\u30f3\u3092\u30dd\u30c3\u30c1\u30c3\u3068\u62bc\u3057\u3066\u79c1\u306e\u30d6\u30ed\u30b0\u306b\u6295\u7968\u3057\u3066\u304f\u3060\u3055\u3044\u3002\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/A>
\n
\n
\n
\n
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\n <\/TR>
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\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/TD> 		\"\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a>
\u306b\u307b\u3093\u30d6\u30ed\u30b0\u6751<\/a><\/TD>
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I collected three government agency checks. I am writing this just as a record for myself. \u30a2\u30e1\u30ea\u30ab\u306e\u516c\u5171\u65bd\u8a2d\u304b\u3089\u306e\u5c0f\u5207\u624b\u304c\uff13\u3064\u8caf … \u7d9a\u304d\u3092\u8aad\u3080 →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":12199,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[3,4,678],"tags":[],"class_list":["post-12193","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-3","category-4","category-678"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t